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Apply for GNAT Personal Loan and Get Up to ¢35,000

How to apply for GNAT personal loans

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Apply for GNAT Personal Loan and Get Up to ¢35,000

GNAT personal loan is our financial safety net when you need it t most and your life doesn’t always have to wait for payday, that’s why the GNAT Fund has introduced the Personal Loan Facility, designed exclusively for members like you.

Whether you’re facing urgent school fees, a rent advance, or need to fix something at home, this loan gives you the financial breathing room you need.

With access to up to GH₵35,000, you can borrow based on what you can afford to repay(affordability), and spread your payments comfortably over 48 months (4 years).

It’s a simple, stress-free way to take control of your short-term financial needs without putting your long-term goals on hold.

Who qualifies for GNAT personal loans?
You must be a contributing member of the Fund for at least six (6) months. If you’ve recently rejoined as a reinstated member, you’ll need to contribute for twelve (12) months before applying.

Your specific loan amount will depend on your ability to repay(your affordability), ensuring it’s always within your means.

What do you need to apply for GNAT personal loans?
Here’s a quick checklist of the required documents:

1. Completed Personal Loan Application Form – available at your GNAT District Secretariat

2. Two (2) passport-sized photographs.

3. Two (2) signed Mandate Forms– each with a different serial number.

4. Mandate Request Form – provided by the Secretariat.

5. Colored copy of your Ghana Card – both front and back.

6. A recent payslip

The application process is straightforward and support is available every step of the way.

Why wait?
Life happens—but you don’t have to face it unprepared. Tap into a financial solution built for teachers, by teachers. The GNAT Personal Loan is here to help you handle life’s demands, one step at a time.